When you buy a New Car?

Before you start shopping for a new car, determine what you can afford to pay. Then stick to your budget. Learn the true value of the vehicle you are considering before beginning to discuss trade-in values and credit terms. Negotiate the purchase price, trade-in and financing separately. These are really three separate transactions. Check with several financing sources before you purchase a vehicle on credit. Be wary of automobile dealers who adjust the figures on your trade-in to "make the deal look better to the bank." This is an illegal activity intended to deceive the bank into believing it is adequately secured on the loan when it is not. If the dealer suggests this type of unlawful activity, walk away. If you enter into this type of illegal transaction you are most likely "getting in too deep." If you can't make your payments, your car may be repossessed, and you could be required to pay the remaining balance and other fees after the vehicle is resold. Don’t allow pressure, guilt or intimidation to influence your decision, and don't be pressured into buying something you don't want or need. It is always a good idea to comparison shop before making your decision to purchase. A great offer today will most likely still be available tomorrow or next week. Take your time. Wait a day or two before you make a final decision. You can avoid buyer's remorse after-the-fact by being a smart shopper before-the-fact. We does not have a “cooling off" period applicable to vehicle purchases. Do not be mislead into thinking you can buy a car and then cancel the purchase contract within three (3) business days if you change your mind. Read and understand the new car warranty before you buy. Inspect the vehicle before you take delivery. If you find any problems, refuse delivery until they are corrected. Do not accept oral promises such as, "We'll take care of those problems at the first service." Oral promises are difficult to prove and enforce. Insist that all promises and warranties be made in writing. You can email your complaint or opinion to advocatechennai@yahoo.com

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